Our services
Our comprehensive range of services can help you create, manage and protect your wealth, no matter what stage of life you’re in. Our services include:
- Wealth accumulation — in consultation with you, we can create a personalised investment portfolio to help you achieve your financial and lifestyle goals.
- Retirement planning — we can help you reach the lifestyle you aspire to in retirement and can also structure your finances to maximise any Centrelink benefits.
- Personal risk insurance — personal insurance is an important part of any wealth strategy as it protects you and your family – no matter what happens. Genesys on the Coast can provide you with advice on life, trauma and income protection insurances from a wide range of insurers.
- Business succession — what would you do if your business partner died or was seriously injured and couldn't work again? Could you afford to buy their share of the business or keep paying them a wage? A properly constructed business succession plan considers these issues and options for covering the cost of acquiring your partner's share of the business.
- Superannuation — superannuation is a great way to maximise your retirement savings. Genesys Academy can help you make the most of government incentives including effective taxation treatment.
- Self-managed superannuation — establishing and operating your own self-managed superannuation fund can provide a greater degree of flexibility and investment choice than your average super fund. Your Genesys wealth advisers have the experience and training to provide advice in this complex area.
- Pension and allowance maximisation — we can help you structure your finances through the use of superannuation pensions and complying annuities to maximise your Centrelink benefits in retirement.
- Aged care and hostel accommodation — the decision to move yourself or a family member into aged care or a hostel comes with a range of emotional and financial decisions. Centrelink benefits, income tax and investments all need to be considered. We can help you sort through these issues.
- Estate planning — working in conjunction with your solicitor, we can help ensure your assets pass smoothly to the right people and in the most tax-effective manner.
- Access to buying and selling shares — shares can play an important part in any wealth accumulation strategy.
- Investment advice, review, implementation and reporting — we can provide you with initial advice, implementation of your wealth strategies, ongoing review to make sure your plan is still suitable, and thorough yet easy-to-read reports on your investments.